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자료유형
학술대회자료
저자정보
이춘식 (터일굼회)
저널정보
한국지역개발학회 한국지역개발학회 학술대회 한국지역개발학회 2020년 국제학술대회
발행연도
2020.10
수록면
617 - 641 (25page)

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Regional Finance provides financial services to residents and businesses within a certain area of space and interacts with the local economy. Therefore, Regional Finance is subject to administrative supervision by the public sector in promoting regional development. The demand for regional finance is limited to local residents, local enterprises and local public organizations. In this context, regional finance is a means of regional development planning and a measure of regional development. After all, regional finance has conflicting functional characteristics of public interest and profitability by connecting the public and private sectors. The purpose of this paper is to analyze the impact of administrative supervision on the spatial diffusion of regional finance focusing on the case of Saemaul Geumgo. The creation and adoption of innovation or new systems are both the cause of regional disparities and the comparative advantage of advanced areas. Thus, regional finance is also used as a means of driving or triggering regional development, forcing accountability for public interest. On the other hand, due to the survivability of the organization, regional finance also grows on profits and gains. Organizational survivability of these regional finance can have a negative impact on the local economy through space monopoly and excessive competition. The administrative supervision system was introduced to prevent space monopoly and excessive competition among regional finance, and to promote sound capital market in the region. However, administrative supervision on the side of the public sector does not fully reflect the private sector"s capital market, which can often distort the sound competition or adaptation process among regional finance. Therefore, this paper diagnoses the impacts of administrative supervision authority on the spatial diffusion of regional finance and regional development through the change in the number of branches and asset of Saemaeul Geumgo.

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Abstract
1. 들어가는 말
2. 지역금융기관의 역할과 행정감독 및 공간확산에 관한 논의
3. 연구설계
4. 새마을금고의 행정감독 변화와 공간확산
5. 맺는 말
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