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The Impact of Student Loans on Marriage and Marriage Expectations: Based on PSM and Logistic Regression
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정부지원 학자금 대출이 혼인 및 혼인기대에 미치는 영향: PSM 및 로지스틱 회귀분석을 중심으로

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Type
Academic journal
Author
Lee Sangjin (서강대학교 경제학부) Hong-kyun Kim (서강대학교)
Journal
Research Imstitute for Market Economy 시장경제연구 시장경제연구 제49권 제3호 KCI Accredited Journals
Published
2020.1
Pages
33 - 62 (30page)

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The Impact of Student Loans on Marriage and Marriage Expectations: Based on PSM and Logistic Regression
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This study analyzes the impact of student loans, the biggest source of debt for college graduates, on marriage and marriage expectations through the PSM and logistic regression. The data used is the 2015-2017 GOMS (Graduates Occupational Mobility Survey). PSM and the logistic regression was done using student loans as independent variable. Additionally, logistic regression was done using student loan types and student loan amounts as independent variables. Only those who had a marriage plan within the next three years were considered to have marriage expectations. The main results are as follows. First, the probability of marriage for college graduates with student loans was significantly lower compared to those without student loans. This effect is even more pronounced in marriage expectations. Second, upon examining student loan repayment conditions, only 'general repayment loans' had a significant effect on the probability of marriage. However, all types of student loans considered had a significant negative effect on marriage expectations.
#내생성 #성향점수 #학자금 대출 #혼인 #혼인기대

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국정모니터링지표(e-나라지표) 홈페이지 google schola 김보경 / 2005 / 대구지역 대학생들의 결혼 및 출산인식에 영향을 미치는 요인 / 대한여성건강학회지 6(2):45~73 dbpia 김중백 / 2013 / 미혼남녀의 결혼의향 차이에 미치는 조절변수의 연구 / 사회과학연구 39(1):167~189 Crossref 김지하 / 2009 / 대학생 학업성취도에 대한 학자금 지원의 영향 분석: 직접효과, 소득분위별 차이와 상호작용 효과 / 교육행정학연구 27(3):447~470 dbpia 김태헌 / 2006 / 인구 및 사회경제적 차별출산력 - 인구센서스 자료분석을 중심으로 / 한국인구학 29(1):1~23 dbpia

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