메뉴 건너뛰기
Library Notice
Institutional Access
If you certify, you can access the articles for free.
Check out your institutions.
ex)Hankuk University, Nuri Motors
Log in Register Help KOR
Subject
Humanities
General Humanities History Philosophy Religious Studies Linguistics and Literature Other Humanities
Social science
General Social Science Business Management Tourism Education Military Science Library and Information Science Law Sociology Journalism and Media Studies Psychological Science Political Science and Diplomacy Geography Public Administration Economics International Trade Anthropology Other Social Science
Natural science
General Natural Science Physics Biology Life Sciences Mathematics/Statistics Astronomy Earth Science Chemistry Other Natural Science
Engineering
General Engineering Architectural Engineering Mechanical Engineering Industrial Engineering Material/Energy Engineering Electrical and Electronic Engineering Marine and Ocean Engineering Chemical Engineering Computer Science Other Engineering
Medical science
General Medical Science Nursing Science Veterinary Pharmacy Traditional Korean Medicine Basic Medicine Clinical Medicine Other Medicine
Agriculture and Fishery
General Agriculture and Fishery Agriculture Fishery Science Food Science Forestry Animal Husbandry Marine Transportation Studies Other Agriculture and Fishery
Art and Kinesiology
General Arts Design Fine Arts Cosmetology Photography Music Fashion Kinesiology Performing Media Arts Other Arts and Kinesiology
Interdisciplinary Studies
Interdisciplinary Research Science and Technology Studies Brain and Cognitive Science Technology Policy Other Interdisciplinary Studies

KOR

Korea's FinTech Industry: Current Status and Suggestions for Sustainable Development
Recommendations
Search

국내 핀테크 산업의 현황과 규제 및 지속가능성에 대한 논고

논문 기본 정보

Type
Academic journal
Author
Journal
한국금융공학회 金融工學硏究 金融工學硏究 제18권 제2호 KCI Accredited Journals
Published
2019.1
Pages
119 - 150 (32page)

Usage

cover
Korea's FinTech Industry: Current Status and Suggestions for Sustainable Development
Ask AI
Recommendations
Search

Abstract· Keywords

Report Errors
Since the fourth industrial revolution, the FinTech industry, which reflects the convergence of finance and technology, has been rapidly growing and evolving. This growth enables many companies and startups to try to develop innovative technologies such as artificial intelligence, blockchain, cloud, and robo-advisor technologies, among others. Moreover, in this age of digital transformation, it challenges the traditional financial industry and existing companies by using increasingly more advanced technologies, such as an Internet-only bank launched in 2017. However, actively taking advantage of innovative technologies has been somewhat difficult for FinTech companies thus far owing to strict rules and regulations. Developed countries, in which the FinTech industry is considerably developed, promote and support this industry using relatively sensible rules. Having recognized some limitations of strict regulations, the Korean government has recently decided to loosen its restrictions. However, some issues arise in that financial consumer protection is more crucial than before, and another system risk could occur. Thus, we suggest that an appropriate balance between innovation and regulation is necessary for the sustainable development of the Korean FinTech industry.
#FinTech #Financial risk #Financial stability #Internet-only bank #Regulation

Contents

No content found

References (78)

Add References
강경훈 / 2018 / 핀테크가 은행업에 미치는 비대칭적 영향과 정책적 시사점 / 사회과학연구 25(3):194~218 dbpia 류두진 / 2019 / 후분양제와 주택금융 대안: 크라우드펀딩을 중심으로 / 한국증권학회지 48(2):181~214 Crossref 구자현 / 2018 / 핀테크 주도 금융혁신 전략과 과제 / <핀테크 분야 등 금융혁신을 위한 규제개혁 T/F> 발표자료 google schola 금융감독원 / 2017 / 레그테크 발전협의회 출범 및 제1차 회의 개최 / 보도자료 google schola 금융위원회 / 2018 / 핀테크로 금융혁신 이끈다 - 핀테크 혁신 활성화 방안 추진 / 보도자료 google schola

Recommendations

It is an article recommended by DBpia according to the article similarity. Check out the related articles!

Related Authors

Frequently Viewed Together

Fintech, Financial Industry, and Policy Implications
Kang Jin Ju ,  Min Hwa Lee ,  Hee Jin Yang and others 1 Korean Journal of Financial Studies 2016 .02

Recently viewed articles

A Fast and Powerful Question - answering System using 2 - pass Indexing and Rule - based Query Processing Method
Harksoo Kim, Jungyun SeoKorean Institute of Information Scientists and Engineers2002.12
 특별기획 국내학술회의의 성공적 개최 관련 단상
김형민The Korean Association Of International Studies2008.03
 A study on Korean Webtoon"s Displaying Codes : Challenges among Its Limit
Sang-Jung HANThe Animation Society of Korea2015.08
 Beyond ‘Spectacular Nonviolence’: The Characteristics of the March 1st Movement Violence
Baek, Seung-dukYuksabipyungsa2019.11

Comments(0)

0

Write first comments.