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학술저널
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한국기업법학회 기업법연구 企業法硏究 第23卷 第1號
발행연도
2009.3
수록면
87 - 110 (24page)

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KFTC was to make pre-announcement of legislation about the amendment which is added escrow contract system to the methods of consumer indemnity contract. The purpose of the amendment is to diversify the method of consumer indemnity contract besides of mutual aid contract with the mutual aid cooperatives. KFTC explained that other contract methods such as insurance contract and contract on guarantee of debt payment have not utilized yet so it shall need to be complemented. However, it is still questionable about induction of this amendment which is to provide several consumer indemnity contract options to MLM companies. Also, it needs to be considered whether the escrow contract can be worked as consumer indemnity system and market supervision function or not.
Consumer indemnity system has to be fundamentally correlated with the functions which are market filtering and consumer indemnity activities to prevent consumer damage. If the system does not fulfill a certain level of requirements, it can be caused serious consumer damage by sales omission etc. In case of diversifying the consumer indemnity contract options, it is possible to make an impoverished company get in easily to the MLM market then it can be caused further consumer damage due to lack of supervising. I consider that KFTC would rather improve the current mutual aid cooperative system than apply the escrow contract system which has lots of controversial issues.
The mutual aid cooperative has been played primary role for consumer damage relief and “market watchtower”. In hence, the cooperative ought to be clearly defined the legal characteristic based on the purpose of its establishment to promptly respond to consumer damage. For this matter, Jong-In Im who was the 17th National Assembly man proposed a list of bill which changed the name from「mutual aid cooperative」 to「mutual guaranty agency」 to be magnified for protection of consumer’s right and interest. It must meet certain amount of capital when the mutual aid cooperative establishes to be prevented from surging of the mutual aid cooperatives. Along with this, business scopes of the cooperatives need to be reviewed for expanding the role of public interest.

목차

Ⅰ. 문제의 제기
Ⅱ. 소비자피해보상 보험계약 제도
Ⅲ. 방문판매법상 예치계약 제도의 도입에 따른 문제점
Ⅳ. 결론
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〈Abstract〉

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