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Two years after forming regional parliament. now it seems to provide with some environments for localization age and belongs to a level of taking off Localization age means that regional people realize "roots democracy" by taking their autonomy and reactivating regional economy with each characteristic and diversity.
Korea had accomplished on economic success by rapid industrialization during thirty years. But this economic success by a government's disparity growth policy caused the various imbalance between industries. sections, classes. regions, These problems should be solved in the near future.
I suggest in this paper that the role of banking sector be most important for the development and activation of regional economy in the future. And so. I introduce four directions of the role of banking sector.
First, the regional banking institute should reinforce the circulation system of regional funds and implement a safety device which makes the local funds to invest and finance in the region by preventing the offshore out low of funds.
Second. For strengthening the function of the regional banks. it is necessary that the government not only consider adjusting the actual ratio of credit for small-medium companies to supply funds to the house and the public use but also take efforts to extend the area of business right of the regional banks and to move the banking operation of the local self-government tn the regional banks. Besides the regional banks is to promote a close adhesion to the region and to take active part in the various regional development projects.
Third, It is desirable that the regional banks set a strategy to adhere to the region closely by providing with combined banking service and some big regional banks to be Super Regional Banks by making an extention and a large size and to specialize them in a consumer banking and small-medium companies banking. I recommend that the extent ion of operating area be made by merging within regional banks or a regional bank and non-hanking institute and the regional small-medium banking institute, mutual savings ami finance companies and credit un ions, become the Unit Banks by merging them.
Finally, it is most Important that the regional private and public institutes and people recognize themselves to be a master of regional economic policy.
Korea had accomplished on economic success by rapid industrialization during thirty years. But this economic success by a government's disparity growth policy caused the various imbalance between industries. sections, classes. regions, These problems should be solved in the near future.
I suggest in this paper that the role of banking sector be most important for the development and activation of regional economy in the future. And so. I introduce four directions of the role of banking sector.
First, the regional banking institute should reinforce the circulation system of regional funds and implement a safety device which makes the local funds to invest and finance in the region by preventing the offshore out low of funds.
Second. For strengthening the function of the regional banks. it is necessary that the government not only consider adjusting the actual ratio of credit for small-medium companies to supply funds to the house and the public use but also take efforts to extend the area of business right of the regional banks and to move the banking operation of the local self-government tn the regional banks. Besides the regional banks is to promote a close adhesion to the region and to take active part in the various regional development projects.
Third, It is desirable that the regional banks set a strategy to adhere to the region closely by providing with combined banking service and some big regional banks to be Super Regional Banks by making an extention and a large size and to specialize them in a consumer banking and small-medium companies banking. I recommend that the extent ion of operating area be made by merging within regional banks or a regional bank and non-hanking institute and the regional small-medium banking institute, mutual savings ami finance companies and credit un ions, become the Unit Banks by merging them.
Finally, it is most Important that the regional private and public institutes and people recognize themselves to be a master of regional economic policy.
목차
Ⅰ. 머리말
Ⅱ. 地方經濟와 地方金融의 關係
Ⅲ. 地域經濟 및 地域金融의 現況과 問題點
Ⅳ. 地域經濟 活性化를 위한 經濟金融의 方向
Ⅴ. 맺음말
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UCI(KEPA) : I410-ECN-0101-2009-326-014573035