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학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
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논문 기본 정보
- 자료유형
- 학술저널
- 저자정보
- 저널정보
- 전남대학교 지역개발연구소 지역개발연구 (The Studies in Regional Development) 지역개발연구 (The Studies in Regional Development) 제54권 제3호
- 발행연도
- 2022.12
- 수록면
- 27 - 46 (20page)
- DOI
- 10.35526/srd.2022.54.3.002
이용수
초록· 키워드
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Microfinance is an essential strategy for promoting financial independence and inclusion for people living in poverty by helping them improve their household income, acquire assets, and reduce their vulnerability through accessible financial services. This study aims to assess the impact of microfinance services on the economic transformation of women living in the Kaski district of Nepal. The study was confined to NESDO microfinance clients who have been involved for at least five years. The survey is based on primary sources and includes 215 randomly selected clients. The study finds a significant impact of microfinance services on household income, employment development, asset formation, saving behaviors, and consumer spending of clients. Although microfinance institutions are powerful tools for socio-economic change, they do not reach the most disadvantaged. So, the regulatory authority needs to devise a good plan to help more poor and unbanked people get microfinance services. The government should establish a supportive environment that can aid microfinance institutions in providing microcredit and using it in beneficial ways.
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