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학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
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This study aims to assess the effect of financial inclusion models for rural poverty reduction in Uganda. The study uses propensity score matching, difference in difference (PSM-DID) method and data from villages in Mpigi district, Uganda to quantitatively evaluate the effect of the transformation from VSLAs (Village Savings and Loan Associations) to financial cooperatives (Saemaul Geumgo model of Korea). The results indicate the transformation into financial cooperatives has positive impacts on savings and income increase of members. In addition, the financially excluded, who had not been able to access any financial service before, have joined as members after the establishment of financial cooperatives, resulting to an increase in savings and income level. This study provides a new direction and approach on how to combine and utilize financial models and financial inclusion in the field of development cooperation.
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참고문헌 (19)
참고문헌 신청
Allen H. / 2006 / Village savings and loans associations - sustainable and cost-effective rural finance / Small enterprise development 17(1):61~68
Anderson, S. / 2002 / The economics of roscas and intrahousehold resource allocation / The Quarterly Journal of Economics 117(3):963~995
Banerjee, A. / 2015 / The miracle of microfinance? Evidence from a randomized evaluation / American Economic Journal: Applied Economics 7(1):22~53
Bauer, M. / 2012 / Behavioral foundations of microcredit:Experimental and survey evidence from rural india / American Economic Review 102(2):1118~1139
Brannen, C. / 2016 / Evaluation of the impact of village savings and loan associations using a novel survey instrument / Development Southern Africa 33(4):502~517
Anderson, S. / 2002 / The economics of roscas and intrahousehold resource allocation / The Quarterly Journal of Economics 117(3):963~995
Banerjee, A. / 2015 / The miracle of microfinance? Evidence from a randomized evaluation / American Economic Journal: Applied Economics 7(1):22~53
Bauer, M. / 2012 / Behavioral foundations of microcredit:Experimental and survey evidence from rural india / American Economic Review 102(2):1118~1139
Brannen, C. / 2016 / Evaluation of the impact of village savings and loan associations using a novel survey instrument / Development Southern Africa 33(4):502~517
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