메뉴 건너뛰기
Library Notice
Institutional Access
If you certify, you can access the articles for free.
Check out your institutions.
ex)Hankuk University, Nuri Motors
Log in Register Help KOR
Subject
Humanities
General Humanities History Philosophy Religious Studies Linguistics and Literature Other Humanities
Social science
General Social Science Business Management Tourism Education Military Science Library and Information Science Law Sociology Journalism and Media Studies Psychological Science Political Science and Diplomacy Geography Public Administration Economics International Trade Anthropology Other Social Science
Natural science
General Natural Science Physics Biology Life Sciences Mathematics/Statistics Astronomy Earth Science Chemistry Other Natural Science
Engineering
General Engineering Architectural Engineering Mechanical Engineering Industrial Engineering Material/Energy Engineering Electrical and Electronic Engineering Marine and Ocean Engineering Chemical Engineering Computer Science Other Engineering
Medical science
General Medical Science Nursing Science Veterinary Pharmacy Traditional Korean Medicine Basic Medicine Clinical Medicine Other Medicine
Agriculture and Fishery
General Agriculture and Fishery Agriculture Fishery Science Food Science Forestry Animal Husbandry Marine Transportation Studies Other Agriculture and Fishery
Art and Kinesiology
General Arts Design Fine Arts Cosmetology Photography Music Fashion Kinesiology Performing Media Arts Other Arts and Kinesiology
Interdisciplinary Studies
Interdisciplinary Research Science and Technology Studies Brain and Cognitive Science Technology Policy Other Interdisciplinary Studies

KOR

A Study on the Deregulation and Development of the Internet Primary Bank in Korea
Recommendations
Search
Questions

국내 인터넷전문은행의 규제완화 및 발전방안에 관한 연구

논문 기본 정보

Type
Academic journal
Author
Daewon Kim (계명대학교)
Journal
The Korean Association Of Logos Management Logos Management Review Vol.17 No.2
Published
2019.6
Pages
99 - 114 (16page)

Usage

cover
📌
Topic
📖
Background
🔬
Method
🏆
Result
A Study on the Deregulation and Development of the Internet Primary Bank in Korea
Ask AI
Recommendations
Search
Questions

Abstract· Keywords

Report Errors
In this paper, we examine the background of the establishment of Internet-Only banks and the conditions and performance since their inspections, and analyze related laws and regulations so as to derive policy recommendations for a further development of Internet-Only banks in Korea. In 2017, K-bank and Kakaobank received an approval for banking business from Korean government and started to offer banking services to customers. These banks exemplified an industrial cooperation or fusion between ICT and banking industry in the age of digital revolution in the 21th century. Above all, this industrial fusion is considered one of the national economic development strategies. However, to begin with, the strategy requires the participation of industrial capital from non-banking and finance sectors. Nonetheless, it is crucial that the principle of separation of industrial capital and banking capital is maintained. The current banking law related to Internet-only banks allows the equity ownership up to 34% by industrial capital and contain precautionary (ex-ante) clauses for sound management of banks. But, it seems that the law is deficient in specifying regulation of corporate governance of Internet-only banks. Therefore, this paper argue that ex-post punitive clauses for violating the laws and policy alternatives should be added to maintain the principle of separation of industrial capital and banking capital and achieve sound management of Internet-only banks.
#인터넷전문은행 #은산분리 #규제완화 #케이뱅크 #카카오뱅크 #소유규제 #Internet Primary Bank #De-regulation #Banking and Industry Separation #Industrial Capital and Banking Capital

Contents

〈요약〉
I. 서론
II. 국내 인터넷전문은행 도입과 현재 상황
III. 인터넷전문은행 관련 법안
IV. 인터넷전문은행 설립 및 운영에 관한 특례법
V. 결론 및 시사점
참고문헌
〈Abstract〉

References (13)

Add References
김홍식 / 2018 / 인터넷전문은행에 관한 연구 – 전자금융거래법을 중심으로 – / 법과 기업 연구 8(2):23~55 dbpia 김자봉 / 2018 / 인터넷전문은행은 은산분리규제의 예외인가? -소유와 지배의 분리원칙에 대한 논의를 중심으로- / 금융법연구 15(3):175~208 google schola 금융위원회 / 2015 / IT․금융 융합 및 신성장동력 창출을 위한 인터넷전문은행 도입방안 google schola 박채진 / 2018 / 국내 인터넷전문은행의 발전 방향 / 경영학연구 47(3):549~576 dbpia 배재권 / 2018 / 국내 인터넷전문은행 서비스의 이용요인 및 활성화요인에 관한 연구 / 예술인문사회 융합 멀티미디어 논문지 8(6):897~907 dbpia

Recommendations

It is an article recommended by DBpia according to the article similarity. Check out the related articles!

Related Authors

Frequently Viewed Together

Internet-only Banks: An Introductory Overview
Chaejin Pa ,  k ,  Doojin Ryu korean management review 2018 .06
시중 은행 사용자의 인터넷 전문 은행으로의 전환의도 분석 : Push Pull Mooring 모델을 중심으로
박준성 ,  전재현 ,  박희준 대한산업공학회 추계학술대회 논문집 2018 .11
홀로그램 기술과 사업화 현황
옥광호 Broadcasting and Media Magazine 2019 .04
A Study on the Changes of Bank Service in the 4th Industrial Revolution : Focused on the Kakao Bank of Korea
Kim ,  Shin Joong ,  Kwak Journal of Korea Service Management Society 2018 .11
A Study Factors Affecting Continuance Intention of Internet Only Bank : Using Task-Technology Fit Theory
Heyin Yoo ,  Jaeyoung An ,  Choong C. Lee The Journal of Society for e-Business Studies 2018 .08

Recently viewed articles

교수 강의평가제의 새로운 모색
Lee, Hae-SeongKorean Council University Education1992
 Peace on the Korean Peninsula and Japan"s Role
Eun-mi Lee, Dong-kyu Kim, Woo-cheol Joo2016.06
 Economic Development Strategies of Major Central Asian Countries and Their Implications for Korea
PARK Joungho, KANG Boogyun, MIN Jiyoung 외 2명Korea Institute for International Economic Policy2017.12

Comments(0)

0

Write first comments.

UCI(KEPA) : I410-ECN-0101-2019-325-000865840