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학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
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초록· 키워드
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This study was performed to find out how well students were prepared to adjust to the credit-based society which they will encounter in their post-university days by measuring their credit ratings, and to determine what is needed to help them prepare for the society. The subjects were 255 students who attended economics(or consumer)-related lectures and the survey was implemented in the 2006 Fall Semester.
The summary of this study is as follows : First, the mean credit rating was 27.9 out of 50 points and could not be evaluated comparatively high. Second, according to the result of principal factor analysis on the credit measuring scale, 3 factors were found : money management behavior, spending behavior and extraordinary conspicuous consumption. While spending behavior was relatively good, money management behavior and extraordinary conspicuous consumption were bad, with the latter being worse. Third, females and a group with part-time work experience managed money better than their counterparts. Lower monthly cellular phone fees, better spending behavior and better credit rating, and the debt-carrying group was worse in spending behavior than their counterparts. Also, the group which got bigger monthly allowances had a greater conspicuous consumption tendency than that which received less monthly allowances.
The summary of this study is as follows : First, the mean credit rating was 27.9 out of 50 points and could not be evaluated comparatively high. Second, according to the result of principal factor analysis on the credit measuring scale, 3 factors were found : money management behavior, spending behavior and extraordinary conspicuous consumption. While spending behavior was relatively good, money management behavior and extraordinary conspicuous consumption were bad, with the latter being worse. Third, females and a group with part-time work experience managed money better than their counterparts. Lower monthly cellular phone fees, better spending behavior and better credit rating, and the debt-carrying group was worse in spending behavior than their counterparts. Also, the group which got bigger monthly allowances had a greater conspicuous consumption tendency than that which received less monthly allowances.
목차
Abstract
Ⅰ. 서론
Ⅱ. 이론적 배경
Ⅲ. 연구 방법
Ⅳ. 연구결과
Ⅴ. 결론 및 제언
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UCI(KEPA) : I410-ECN-0101-2014-405-000988705