지원사업
학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
논문 기본 정보
- 자료유형
- 학술저널
- 저자정보
- 발행연도
- 2013.6
- 수록면
- 49 - 81 (33page)
- DOI
- 10.14431/aw.2013.06.29.2.49
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초록· 키워드
오류제보하기
Access to credit can have significant effects on standards of living. Credit can allow households to optimally select the timing of their purchases and sustain a certain level of consumption when they are struck by unforeseen setbacks. Some households have been credit constrained and others have not. The difference in credit access may lead to disparities in households’ empowerment and perpetuate imbalances in terms of economic wellbeing. While the literature on credit has long suggested that racial and gender disparities exist in the credit market, to date, few studies have analyzed credit constraints with attention to racial minority women. This study uses household-level data from the Survey of Consumer Finances to examine women’s access to credit. In particular, access to credit of Asian women and that of other groups in the US are compared. This study provides empirical evidence that Asian women are less likely to be constrained in access to credit, while they are more likely to be discouraged by potential lenders than whites even after accounting for proxies for creditworthiness.
목차
Abstract
Introduction
Theoretical Framework
Literature Review
Methods
Results
Conclusions
Implications
References
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UCI(KEPA) : I410-ECN-0101-2014-330-003336503