지원사업
학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
초록· 키워드
오류제보하기
In Korea, there has been many great catastrophic accidents including fire, explosion and building collapse which claimed many lives. When those accidents occurred, government compensated the damage as a ultimate liability on behalf of wrongdoers. Even though, compulsory liability insurance and other property and liability insurance systems can cover these damages, these situations repeated again and again. The reason of this is originated from low limit of liability and many uninsured buildings and construction facilities.
This article focus on to develop present compulsory liability insurance systems and to introduce new disaster liability insurance system for protecting the insured and third party. I defined the meaning of disaster as the definition of disaster management act 1993 which is man-made disaster including fire, explosion, collapse, road accident, contamination, etc.
The problems of present insurance related with man-made disaster are as the followings: the limit of compulsory liability insurance not covered vulnerable risks for large scale bodily injuries, low level of limit of liability and deficient function of prevention etc. As a method of solving above problems, enacting new law is better than complete revision of fire insurance law for bodily injuries. Disaster liability insurance act involve compulsory insuring, indemnification of third party liability, no-fault theory and computerization of information.
The contents of disaster liability insurance include next items; clauses of all risk cover, selection for insuring subjects, deductibles, incentive premium rating, exemptions, compulsory insurance, succession of contract, insurance pool and reinsurance, government support.
As a conclusion, if disaster liability insurance is introduced in Korea, it could be expected to protect insured and third party against damage from large scale man-made disaster.
This article focus on to develop present compulsory liability insurance systems and to introduce new disaster liability insurance system for protecting the insured and third party. I defined the meaning of disaster as the definition of disaster management act 1993 which is man-made disaster including fire, explosion, collapse, road accident, contamination, etc.
The problems of present insurance related with man-made disaster are as the followings: the limit of compulsory liability insurance not covered vulnerable risks for large scale bodily injuries, low level of limit of liability and deficient function of prevention etc. As a method of solving above problems, enacting new law is better than complete revision of fire insurance law for bodily injuries. Disaster liability insurance act involve compulsory insuring, indemnification of third party liability, no-fault theory and computerization of information.
The contents of disaster liability insurance include next items; clauses of all risk cover, selection for insuring subjects, deductibles, incentive premium rating, exemptions, compulsory insurance, succession of contract, insurance pool and reinsurance, government support.
As a conclusion, if disaster liability insurance is introduced in Korea, it could be expected to protect insured and third party against damage from large scale man-made disaster.
목차
Ⅰ. 서론
Ⅱ. 재난위험관리와 손해전보체계
Ⅲ. 재난배상책임보험 도입론
Ⅳ. 결론
參考文獻
ABSTRACT
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UCI(KEPA) : I410-ECN-0101-2009-366-015210977