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A Study on Restructuring the Korean Public Pension to a Universal Multi-layered Social Security
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우리나라 공적연금의 보편적 중층보장체계로의 재구축 방안에 관한 연구

논문 기본 정보

Type
Academic journal
Author
KIM Won-sub (고려대학교) Sung-ho Kang ((사) 보험연구원) 김형수 (국민연금연구원) Lee Yong Ha (국민연금연구원)
Journal
한국사회보장학회 사회보장연구 사회보장연구 제32권 제4호 KCI Accredited Journals
Published
2016.1
Pages
1 - 29 (29page)

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A Study on Restructuring the Korean Public Pension to a Universal Multi-layered Social Security
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This study aims to suggest the reform model focused on the issue, “Re-structuring of the National Pension Scheme and the Basic Pension Scheme,” a critical issue of the pension reform in South Korea. The problem of Korean old age income security system can be defined as “inadequate and uncompleted multi-layered security.” This definition indicates the pension systems, which don’t fulfill the original function of the multi-layered security. This system is characterized by multiple problems such as the weak poverty-reducing effect, the inequality in pension provision, and the persistent financial Instability. This study suggests ‘the universal multi-layered security system’ to deal with these problems. This model emphasizes the balanced development of the National Pension Scheme and the Basic Pension Scheme and provides the old age income security through their harmonious division of roles. The main elements of this model are as follows. First of all, the level and the coverage of basic pension are to be improved comprehensively. Secondly, the additional social assistance provision targeted for the elderly is to be newly introduced. Besides, the benefit level of NPS is to be reduced, and its income redistribution effect is to be weakened slightly. According to the estimations of policy effects, it is possible for this model to precisely alleviate poverty and the inequality of pension provision while suppressing the pension expenditure to the appropriate level.
#old age income security #national pension scheme #basic pension #universal multi-layered security model #elderly poverty

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References (31)

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국민대타협기구 / 2015 / 공무원연금개혁을 위한 국민대타협기구 활동결과보고서 제5권 google schola 국민연금사편찬위원회 / 2015 / 실록 국민의 연금 / 국민연금사편찬위원회 google schola 국민연금연구원 / 2015 / 2014 국민연금 생생통계 / 국민연금연구원 google schola 국민연금연구원 / 2007 / 국민연금 수급자 가입자 의식 실태조사 google schola 국민연금재정추계위원회 / 2013 / 2013년 국민연금 재정계산: 국민연금 장기재정추계 보고서 google schola

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