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학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
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연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
논문 기본 정보
- 자료유형
- 학술저널
- 저자정보
- 발행연도
- 2011.8
- 수록면
- 125 - 145 (21page)
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초록· 키워드
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The purposes of this study were to examine low-income households’ financial statuses and the socio-economic characteristics of single-person and non-single person households according to the financial indexes used for evaluating financial security and growth status developed based on financial ratios. Using 2009 KLIPS(Korean Labor & Income Panel Survey) data collected by the Korean Labor Institute, the satisfaction levels from the indexes were analyzed and compared between the two household types. The results showed that 46.0% of single-person households were not satisfactory in terms of all financial growth indexes but were partially satisfactory in terms of all financial security indexes. These householders tended to be females and in the their 70s, who lived in Seoul or in a suburb of Seoul, Korea. They reported problems with a lack of financial growth possibilities.
47.0% of non-single person households were not satisfactory in terms of all financial growth indexes but were partially satisfactory in terms of all financial security indexes. These householders tended to be males in their 60s and 70s with no job who were living in Seoul or in a suburb of Seoul, Korea. They reported having low level of liquidity and high level of debt redemption.
42.6% of single-person households were not satisfactory in terms of both financial security and growth indexes partially. These householders tended to be females in their 20s or 70s who were living in rural areas. They reported problems related to an adverse balance between household income and expenditures and a large scale of debt. 43.1 % of non-single households were not satisfactory in terms of both financial security and growth indexes partially. These householders tended to be males in their 60s or 70s and homeowners. They reported problem related to an adverse balance of household income and expenditures and high a level of housing expenditures and liquidity. The research findings have implication for policy makers considering financial support programs and welfare programs for low-income householders, considering the recent changes in households structures.
47.0% of non-single person households were not satisfactory in terms of all financial growth indexes but were partially satisfactory in terms of all financial security indexes. These householders tended to be males in their 60s and 70s with no job who were living in Seoul or in a suburb of Seoul, Korea. They reported having low level of liquidity and high level of debt redemption.
42.6% of single-person households were not satisfactory in terms of both financial security and growth indexes partially. These householders tended to be females in their 20s or 70s who were living in rural areas. They reported problems related to an adverse balance between household income and expenditures and a large scale of debt. 43.1 % of non-single households were not satisfactory in terms of both financial security and growth indexes partially. These householders tended to be males in their 60s or 70s and homeowners. They reported problem related to an adverse balance of household income and expenditures and high a level of housing expenditures and liquidity. The research findings have implication for policy makers considering financial support programs and welfare programs for low-income householders, considering the recent changes in households structures.
목차
Abstract
Ⅰ. 서론
Ⅱ. 선행연구 고찰
Ⅲ. 연구문제의 설정과 연구방법
Ⅳ. 연구결과
Ⅴ. 저소득층의 가계유형별 사회 ? 인구학적 및 재무적 특성 분석
Ⅵ. 결론
참고문헌
참고문헌 (41)
참고문헌 신청
1. [학술지(정기간행물)] - 김년희 / 2005 / 독신가구의 재정상태 분석 / 대한가정학회지 43 (1) : 85 ~ 104
2. [학술지(정기간행물)] - 김미곤 / 2004 / 우리나라의 빈곤현황 및 정책과제 / 사회보장연구 20 (3) : 173 ~ 200
4. [보고서] - 김용기 / 2010 / 한국 중산층의 변화와 경제사회적 결과
6. [학술지(정기간행물)] - 민승규 / 2006 / 소득양극화의 현상과 원인 / 삼성경제연구소 CEO리포트 (547)
7. [학술지(정기간행물)] - 박명희 / 1996 / 도시근로자 가계의 과소비와 영향변수-재정비율 분석을 중심으로 / 대한가정학회지 34 (5) : 209 ~ 222
2. [학술지(정기간행물)] - 김미곤 / 2004 / 우리나라의 빈곤현황 및 정책과제 / 사회보장연구 20 (3) : 173 ~ 200
4. [보고서] - 김용기 / 2010 / 한국 중산층의 변화와 경제사회적 결과
6. [학술지(정기간행물)] - 민승규 / 2006 / 소득양극화의 현상과 원인 / 삼성경제연구소 CEO리포트 (547)
7. [학술지(정기간행물)] - 박명희 / 1996 / 도시근로자 가계의 과소비와 영향변수-재정비율 분석을 중심으로 / 대한가정학회지 34 (5) : 209 ~ 222
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UCI(KEPA) : I410-ECN-0101-2013-400-001027886