지원사업
학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
논문 기본 정보
- 자료유형
- 학술저널
- 저자정보
- 저널정보
- 한국유통과학회 Asian Journal of Business Environment The East Asian Journal of Business Management 제3권 제2호
- 발행연도
- 2013.9
- 수록면
- 23 - 29 (7page)
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초록· 키워드
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Purpose - The study investigates the obstacles faced by small business owners (SBOs) in accessing finance in the Buffalo City Metropolitan Municipality. The study aims to identify the causes of inaccessibility to finance for SBOs, investigate the role of government agencies in supporting SBOs, assess the extent to which banks support SMMEs, and suggest solutions to ease the challenge of inaccessibility of finance.
Research design, data, methodology -We used a triangulation research design, wherein SMME owners and managers in the Buffalo City Metropolitan Municipality were the target population.
We used simple random sampling techniques to select respondents, and conducted in-depth interviews to collect qualitative data.
Results - We analyzed quantitative data using descriptive statistics, Chi-square tests, and factor analysis. The qualitative data was analyzed using content analysis. The study identifies and discusses the obstacles in accessing finance; the main among which are the lack of collateral security, poor business plans, lack of knowledge, and lack of financial deposit.
Conclusions -We urge the banks, government, and government agencies to support the SMME sector, for it remains the economic engine of many African countries and helps in reducing the impact of socio-economic challenges, like unemployment and poverty.
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등록된 정보가 없습니다.
참고문헌 (30)
참고문헌 신청
Agyapong, D. / 2011 / Criteria for assessing Small and Medium Enterprises’Borrowers in Ghana / International Business Research 4(4):132~138
Barreira, J. C. D. / 2004 / The Influence of Business Knowledge and work experience as antecedents to entrepreneurial success
Berger, A. N. / 2002 / Small business credit availability and relationship lending: The importance of bank organizational structure / The Economic Journal 112:32~53
Berry, A / The Economics of SMMES in South Africa
Boone, L. E. / 2006 / Contemporary Business / South West Publishers
Barreira, J. C. D. / 2004 / The Influence of Business Knowledge and work experience as antecedents to entrepreneurial success
Berger, A. N. / 2002 / Small business credit availability and relationship lending: The importance of bank organizational structure / The Economic Journal 112:32~53
Berry, A / The Economics of SMMES in South Africa
Boone, L. E. / 2006 / Contemporary Business / South West Publishers
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