지원사업
학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
초록· 키워드
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In 11 March 2006, Tokyo high court refused the policyholder's claim against the insurer to ask verification of the insurance contractor. This decision arouse a controversy about the power belongs whom to verification of the insurance contractor and the debate reach to the permission of viatical settlements in Japan. If the insurer refuse the endorsement on the ground of unsuitable reason, the policyholder seeking for viatical settlement company for sell their policy. Like Tokyo high court case, the driving force behind selling a policy in the secondary market versus surrendering the policy letting it lapse is money. In USA regulate the business by state law according to the NAIC Model Act and Regulation. The NAIC Model Act mainly focus on protecting the seller in a life settlement transaction by enacting disclosure and pricing requirements. The writer conclude that the insurer must permit modification of policyholder's name as soon as possible. And emphasize the important of the study on the viatical settlement business in Korea .
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