지원사업
학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
초록· 키워드
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This paper analyzes the determinants of indebtedness of household and those of default riskof indebted household, using Korean Survey of Household Finance for 2010-2014. The mainmotives of household borrowing are household deficit, house purchase, business capital. Thefirst logistic regression analysis reveals that the indebtedness of household is positivelyrelated with family size age, education years, income, real assets and negatively related withage square, unemployment, financial assets. The second analysis reveals that the default riskof household is positively related with family size age, over-burden household measured byDTI, DTA and negatively related with age square, income, real assets, financial assets. Thethird analysis reveals that the default risks of households which borrow for refunding,household expenditure, business are higher than the others.
목차
등록된 정보가 없습니다.
참고문헌 (16)
참고문헌 신청
/ 2010 / 통계청(2010-2013), 가계금융조사(2010, 2011), 가계금융·복지조사(2012, 2013)
Barba, Aldo / 2009 / Rising household debt : Its causes and macroeconomic implications-a long-period nalysis / Cambridge Journal of Economics 33 : 113 ~ 137
Cava, Gianni La / 2005 / Household Debt and Financial Constraints in Australia / The Australian Economic Review 38 (1) : 40 ~ 60
Cox, / 2002 / Financial pressures in the UK household sector : evidence from the British Household Panel Survey / Bank of England Quarterly Bulletin (Winter)
Crook, Jonathan / 2001 / The Demand for household debt in the USA:evidence from the 1995 Survey of Consumer Finance / Applied Financial Economics 1 (11) : 83 ~ 91
Barba, Aldo / 2009 / Rising household debt : Its causes and macroeconomic implications-a long-period nalysis / Cambridge Journal of Economics 33 : 113 ~ 137
Cava, Gianni La / 2005 / Household Debt and Financial Constraints in Australia / The Australian Economic Review 38 (1) : 40 ~ 60
Cox, / 2002 / Financial pressures in the UK household sector : evidence from the British Household Panel Survey / Bank of England Quarterly Bulletin (Winter)
Crook, Jonathan / 2001 / The Demand for household debt in the USA:evidence from the 1995 Survey of Consumer Finance / Applied Financial Economics 1 (11) : 83 ~ 91
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