지원사업
학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
이용수
초록· 키워드
오류제보하기
This paper is to analyze the difference of loan characteristics and the credit risk factors for real estate project financing loans(“PF Loans”) between commercial banks and savings banks. PF loans of commercial banks have been invested mainly in capital regions with enhanced credit quality pledged by top-ranking construction companies, and thereby maintaining low default rate and reserving enough allowance for bad debts. On the other hand, PF loans of savings banks have mostly been invested in non-capital regions and extended as a way of additional loans to small-to-mid size construction companies’ construction loans, and thereby showing high default rate while accumulating not enough allowance for bad debts.
This study addresses these issues and performs comparative analysis on different characteristics of PF loans of commercial banks and savings banks. As the result of comparative analysis, this paper suggests several measures such as reducing the non-performing loans and enhancing the credit quality of project financing loans.
목차
등록된 정보가 없습니다.
참고문헌 (14)
참고문헌 신청
이 논문의 저자 정보
최근 본 자료
댓글(0)
0