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학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
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연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
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The duty of utmost good faith is found in sections 17-20 of MIA 1906. Critics of the current legal regime on the pre-contractual duty from the viewpoint of the assured, have been concentrated on two points in particular. First, the scope of the duty is so wide that it imposes too high burden on the assured. The second criticism is directed at the remedy, prescribed by the MIA 1906, s.17, against breach of the duty. This article intends to analyse the legal implications of proposals in CP 2007 for reforming pre-contractual duty of utmost good faith of business assured in English insurance contracts law and the problems of proposals. The Law Commissions are proposing four fundamental changes to meet the long-standing criticism and the results of analysis are as following. First, the Law Commissions are proposing a change in the test of constructive knowledge in relation to the duty of disclosure so that a business assured will be obliged to disclose facts which he knows or areasonable ought to know in the circumstances. Secondly, deviating from the current legal position, the LawCommissions are proposing that if a business assured has made a misrepresentation, but the assured honestly and reasonably believe what it said to be true, the insurer should not have any remedy due to the misrepresentation. The proposal is designed to protect the reasonable expectations of business assured at the pre-contractual stage. Thirdly, the Law Commissions are proposing to change the test for materiality by replacing the "prudent insurer" test by a "reasonable assured" test. The proposed test would focus on the question of what a reasonable assured in the circumstances would think what is relevant to the judgmentof the insurer. Finally, the Law Commissions are proposing flexible remedies in case of the breach of the duty. The Law Commissions are proposing no remedy when an assured is acting honestly and reasonably, while avoidance in case of dishonesty. On the other hand, The Law Commissions seem to have an intention to introduce a compensatory remedy in case of negligent breach of the duty.
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참고문헌 (22)
참고문헌 신청
박세민 / 2004 / 영국 보험법과 고지의무 / 세창출판사
신건훈 / 2000 / 영국 해상보험법에서 최대선의원칙의 문제점에 관한 고찰 / 무역상무연구 14
신건훈 / 2010 / 영국 해상보험법의 주요 개혁안에 관한 연구 - 보험계약자의 계약체결 전 정보제공의무를 중심으로 - / 해양비즈니스 17(17):57~101
Bakes, Martin / 2008 / Pre-Contractual Information Duties and The Law Commissions' View, Reforming Marine and Commercial Insurance / Informa
Beale, H.G / 1999 / Chitty on Contracts(28th ed.) / Sweet & Maxwell
신건훈 / 2000 / 영국 해상보험법에서 최대선의원칙의 문제점에 관한 고찰 / 무역상무연구 14
신건훈 / 2010 / 영국 해상보험법의 주요 개혁안에 관한 연구 - 보험계약자의 계약체결 전 정보제공의무를 중심으로 - / 해양비즈니스 17(17):57~101
Bakes, Martin / 2008 / Pre-Contractual Information Duties and The Law Commissions' View, Reforming Marine and Commercial Insurance / Informa
Beale, H.G / 1999 / Chitty on Contracts(28th ed.) / Sweet & Maxwell
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UCI(KEPA) : I410-ECN-0101-2019-320-000233676