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논문 기본 정보

자료유형
학술저널
저자정보
저널정보
경찰대학 경찰학연구편집위원회 경찰학연구 경찰학연구 제12권 제1호(통권 제29호)
발행연도
2012.3
수록면
3 - 35 (33page)

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초록· 키워드

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As an insurance industry is rapidly growing into a developed country's level due to an advancement of industry in Korea, the insurance crime continues to increase. Accordingly, there are the studies relating to the insurance prime in progress, but most of studies relating to the crime type and problems are focused on an exposure for preventing the insurance company's business deterioration yet. There is no satisfactory study conducted for the purpose of reducing the crime effectively by preventing the insurance crime in advance through strengthening the government aspect's institutional arrangement. Currently, Korea has the world's seventh insurance scale. We need to review the progressive plan of the insurance-advanced country through legislating the strong form's new regulation as the special law. The purpose of this study is to analyze what factors out of necessary factors for reduction of insurance crime are more important and should be first taken. A questionnaire survey was conducted for the insurance company's special investigators and the insurance crime-exclusive policemen in order to search the priority of factors required for the reduction of insurance crimes and the insurance crime reduction measures through Analytic Hierarchy Process that can measure a quantitative or tangible criteria as ratio scale in such an empirical analysis. To achieve the above purpose, the alternative and criteria suitable for the study were established and the questionnaires were analyzed by using the AHP structure and the Excel 2007 program to evaluate the relative importance of each evaluation factor with the scale with 1~9 and inverse number. Considering the police and insurance company's AHP analysis results on the measures for reduction of insurance crime, it can be concluded that the legal and institutional arrangements such as the insurance crime reduction-related special law, information offeringㆍsharing-relevant law, and an enactment of insurance fraud are the most important measures to reduce the insurance crime. Also, if the institutional arrangements such as the enactment of Special Criminal Act are completed to reduce the insurance crime, the crime will be easily prevented through arousing people's attention on the insurance crime, and the insurance crimes will be eradicated by actual and constant investigation. In addition, through preventing the leakage of insurance money, multiple good policy-holders will be protected and the healthy insurance industry will be promoted. In conclusion, this study is intended to suggest the legislation of special law for prevention of insurance crime as the policy alternative among legal‧institutional arrangements by using the mutual comparison method through Analytic Hierarchy Process that presents the policy alternative to reduce the insurance crime, not the insurance criminal exposure-focused study.

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