지원사업
학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
이용수
초록· 키워드
오류제보하기
The purpose of this study was to identify the relationship among financial debt burden, psychological factors and financial stress. Data was collected by surveying 450 individuals who were over twenty years old, and 384 were used for the analysis. As the result, first, number of sources of debt, use of each debt, marital status/double income, housing, debt amount and financial stress were found to be significantly different among three groups(debt free, non risky, risky). In addition, marital status/double income, gender, housing and income were found to significantly influence to the probability of being one of the three groups. Second, level of debt burden, age, employment and income were found to significantly influence to financial stress, while psychological factors such as risk tolerance and self-control were not. It might be noteworthy that people in debt were likely to have higher level of stress, while the older, employed, and having higher income were likely to have lower level of stress. This study would provide useful information in terms of debt policy to relieve the financial stress.
목차
Abstract
Ⅰ. 서론
Ⅱ. 이론적 배경
Ⅲ. 연구방법
Ⅳ. 연구결과
Ⅴ. 요약 및 결론
REFERENCES
참고문헌 (53)
참고문헌 신청
1. [인터넷자원] - Bank of Korea / / 2012 survey of Household finance and welfare
2. [학술지(정기간행물)] - Brown, S. / 2005 / Debt and distress: Evaluating the psychological cost of credit / Journal of Economic Psychology 26 : 642 ~ 663
3. [학술지(정기간행물)] - Carver, C. S. / 1994 / Behavioral inhibition, behavioral activation, and affective responses to impending reward and punishment: The BIS/BAS scales / Journal of Personality and Social Psychology 67 : 319 ~ 333
4. [학술지(정기간행물)] - Chae, E. S. / 2000 / An analysis of the effect of the debt burden variables of the subjective debt burden for setting the guidelines for household debt management / Journal of the Home Economics Association 38 (11) : 1 ~ 12
5. [학술지(정기간행물)] - Choe, H. C. / 1996 / A Study on the determinants of household demand for creditand the effects of credit on consumption expenditures / Journal of the Home Economics Association 34 (3) : 59 ~ 73
2. [학술지(정기간행물)] - Brown, S. / 2005 / Debt and distress: Evaluating the psychological cost of credit / Journal of Economic Psychology 26 : 642 ~ 663
3. [학술지(정기간행물)] - Carver, C. S. / 1994 / Behavioral inhibition, behavioral activation, and affective responses to impending reward and punishment: The BIS/BAS scales / Journal of Personality and Social Psychology 67 : 319 ~ 333
4. [학술지(정기간행물)] - Chae, E. S. / 2000 / An analysis of the effect of the debt burden variables of the subjective debt burden for setting the guidelines for household debt management / Journal of the Home Economics Association 38 (11) : 1 ~ 12
5. [학술지(정기간행물)] - Choe, H. C. / 1996 / A Study on the determinants of household demand for creditand the effects of credit on consumption expenditures / Journal of the Home Economics Association 34 (3) : 59 ~ 73
이 논문의 저자 정보
이 논문과 함께 이용한 논문
가계부채와 심리적 요인을 고려한 가계재무 스트레스 결정요인 분석
유소이
,
박주영
한국지역사회생활과학회 학술대회 자료집
2013
.11
가계의 심리적 부채부담에 관한 연구
최현자
,
김예희
Financial Planning Review
2017
.05
가계의 주관적 전망이 부채행동에 미치는 영향에 관한 연구
심영
Financial Planning Review
2017
.02
자영업 부채의 이중성과 외환위기 이후 자영업 부채 증가
김도균
경제와사회
2015
.12
가계의 금융부채가 소득불평등에 미치는 영향
원승연
한국사회정책
2015
.09
최근 본 자료
댓글(0)
0
UCI(KEPA) : I410-ECN-0101-2015-500-001243036